Welcome to AK Digital Growth (“the Website,” “we,” “us,” or “our”). We are dedicated to fostering trust and transparency with our users. This policy page outlines the terms, conditions, and guidelines governing your use of our platform, purchase of e-book courses, and interaction with our services. By accessing or using our Website, you agree to comply with these policies.  
1. Terms of Service
1.1 Acceptance of Terms 
By accessing or using AK Digital Growth, you confirm that you are at least 18 years old or the legal age of majority in your jurisdiction. Minors may only use the Website under parental/guardian supervision.  
 
1.2 Intellectual Property Rights 
Ownership: All e-book courses, text, graphics, logos, images, and software on this Website are the exclusive property of AK Digital Growth or its licensors, protected under international copyright, trademark, and intellectual property laws.  
Licensing: Purchasing an e-book grants you a non-exclusive, non-transferable license to access the content for personal, non-commercial use. You may not reproduce, redistribute, resell, or share the content publicly.  
Violations: Unauthorized use of our content may result in legal action, including claims for damages and/or injunctive relief.  
 
1.3 User Responsibilities
 Account Creation: To purchase e-books, you must create an account with accurate and current information.  
   Prohibited Conduct: You agree not to:  
   Use the Website for unlawful purposes or to infringe on others’ rights.  
   Share account credentials or engage in unauthorized access.  
  Reverse-engineer, hack, or disrupt the Website’s functionality.  
  Upload malicious software or spam.  
 
1.4 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials.  
Notify us immediately at  help@sikhnahai.com  of any unauthorized access or security breaches.  
 
1.5 Modifications to Terms  
We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting on the Website.  
Continued use after modifications constitutes acceptance of the revised Terms.  
2. Privacy Policy  
2.1 Information We Collect  
Personal Data: Name, email address, billing address, payment details (processed securely via third-party gateways like Razorpay, UPI).  
Automated Data: IP address, browser type, device information, cookies (see Section 2.4), and usage patterns via analytics tools (e.g., Google Analytics).  
 
2.2 How We Use Your Data  
 To process transactions, deliver e-books, and provide customer support.  
 To improve Website functionality, personalize user experience, and send promotional emails (with opt-out options).  
 To comply with legal obligations and prevent fraudulent activity.  
 
2.3 Data Sharing & Third Parties  
 Payment Processors: Payment details are handled by secure third-party providers (e.g., Stripe, PayPal). We do not store credit card information.  
 Service Providers: Trusted partners (e.g., email marketing tools, hosting providers) may access data to perform services on our behalf.  
 Legal Compliance: Data may be disclosed if required by law or to protect our rights, users, or safety.  
 
2.4 Cookies & Tracking  
 Purpose: Cookies enhance user experience by remembering preferences, analyzing traffic, and enabling features like shopping carts.  
 Control**: You may disable cookies via browser settings, but this may limit Website functionality.  
 
 2.5 Data Security  
  We implement SSL encryption, firewalls, and regular security audits to protect your data.  
  Despite these measures, no online platform is 100% secure. Users share data at their own risk.  
 
 2.6 GDPR & CCPA Compliance  
 EU Users: Under GDPR, you may request access, correction, or deletion of your data. Email – help@sikhnahai.com  to exercise these rights.  
 California Users: Under CCPA, you may opt out of data sales (though we do not sell data) and request disclosure of data collected.  
 
2.7 Data Retention 
 We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations.  
3. Refund & Cancellation Policy  
 3.1 Digital Product Policy  
 Non-Refundable: Due to the immediate access and downloadable nature of e-books, all purchases are final. Refunds are not provided once the download link is delivered or accessed.  
 Technical Issues: If you cannot access your purchase due to a technical error on our end, contact  help@sikhnahai.com within 2-3 hour of purchase for assistance. Provide proof of  purchase (order number, email receipt).  
 
 3.2 Subscription Cancellations  
 If you purchase a subscription (e.g., recurring access to course updates), you may cancel at any time via your account dashboard. Cancellations take effect at the end of the billing cycle.  
 4. Copyright & DMCA Compliance 
All content on AK Digital Growth is protected under copyright law.  
Reporting Infringement: If you believe your work has been copied unlawfully, notify our DMCA agent at help@sikhnahai.com  with:  
  A physical/electronic signature of the copyright owner.  
  Identification of the infringing material.  
  Contact information and a statement of good faith.  
  We will promptly investigate and remove infringing content.  
 5. Disclaimer of Warranties  
  Educational Use: E-books are provided for informational purposes only. Results from applying the content are not guaranteed.  
  Accuracy: While we strive for accuracy, we do not warrant that all information is error-free, complete, or up-to-date.  
  Limitation of Liability: AK Digital Growth, its owners, or affiliates are not liable for indirect, incidental, or consequential damages arising from your use of the Website or e-books.  
 6. Contact Information 
For inquiries, disputes, or policy-related requests: Email: help@sikhnahai.com  
  Response Time**: We aim to resolve all inquiries within 2-3 hours.